Hey there guys, newbie here. Haven't posted in the introduce section as I do not own a starlet as of yet sadly. Basically in the summer (i know, a bit of a wait but its exciting for me I suppose) I plan on getting a Glanza. Now this is exciting for me because i'm 18 years old and can get insured on one for just a little over a grand. Don't worry it is fully registered as a Glanza V import on the insurance site, I think I've won the postcode lottery possibly because that's pretty cheap, that's if I get my 1 years NCB, although all should be good. But here's the problem; so I can either pick up one for 3-4k, modified and in good condition if I look around, or I can fork out 5-6k and pick up a bog standard, recently imported one as honestly no one seems to keep Glanza's stock for long. Now, I don't want to just pick up one that's modified, insure it, and pretend like I didn't know any better because if I get in an accident, then i'm going to get bent over backwards without the help of any Vaseline, or the police or vosa will have a field day with me. I'm sure people do this, and have never had a problem, but I've heard too many horror stories of people getting in some seriously awful situations from not declaring mods. So what i'm trying to ask is does anyone know of any insurance company that will insure someone who is 18/19 on a modified car? The only site's I've found generally want you to be at least 21 to insure mods, which is a pain, so any help at all there guys? If not then I think my best bet is to just pick up a completely standard, low millage recent import, and just keep putting money away over the years and when I am of age to get insured on a modified car, have this standard Glanza as a blank canvas I suppose. Its just kind of annoying as even something as small as coil-overs and different alloys can make a car look 10 times better. Anyways, thanks for reading guys and hopefully someone might know an insurer that would actually touch me in a modified car.
