sup everybody im new so i guess i will start with saying hi eh im 21,no NCB i have had my liecence for a year now and im in the process of buying a glanza v for a bout 3k.... the 2 insurance companys i have been told to go with a adrian flux & sky are they any good on the phone ??? i hate talking to companys on the phone but will not give me a price online what would i expect to pay?? cheers andy