Roosy Posted June 23, 2011 Share Posted June 23, 2011 Ok at the moment I have a UK N/A starlet ep91 which I am waiting on delivery to complete the standard glanza replica however been cruising the insurance quotes and noticed that after having my licence for a year and being 18 I will be able to afford insuring a GT at 1600 in my own name which Ill be able to get a bit cheaper with a little chat to elephant . At the moment I am currently a part time apprentice at £60 a week which is shite (Just to let you know the income). Though by the time my insurance is due Ill definitely want to be driving a GT which is the current dream. The question is should I cancel my insurance get a refund of about £1500 sell my current car and buy a GT then wait 5 or 6 months until I have had my licence for a year as a pedestrian which will add about £200 to the insurance quote for not having a years no claims however will have a GT and a nice bit of cash to pay for the due insurance and some mods etc. Or the over option is to wait a 5 to 6 months then sell my car buy a gt and then have hardly any money and pay monthly insurance. Trying to work out the pros and cons obviously in the short term Ill be walking everywhere but in the long term Ill have a GT and have cash. Thanks for anyone who stuck out the essay and any response Cheers guys, Joe Quote Link to post Share on other sites
Giggz Posted June 23, 2011 Share Posted June 23, 2011 Just as a note insurance goes up and down more then a prossi's knickers, you could ring back next week and it be even more.If it was me i'd stick to car you have and build no claims up. Quote Link to post Share on other sites
Guest Enzo Posted June 23, 2011 Share Posted June 23, 2011 dont know if ive read this rite, but judging on what you earn id just wait until you were 20 and your two years no claims kick in,you will have had three discounts to your policy by then, should be earning more money and things would be less of a stretcha would not entertain a quote of 1600 only earning 60 a week, get your prioritys site for sure welcome to uksc by the way Quote Link to post Share on other sites
Roosy Posted June 23, 2011 Author Share Posted June 23, 2011 Just as a note insurance goes up and down more then a prossi's knickers, you could ring back next week and it be even more.If it was me i'd stick to car you have and build no claims up.Haha good expression if thats the case will be down most the time then dont know if ive read this rite, but judging on what you earn id just wait until you were 20 and your two years no claims kick in,you will have had three discounts to your policy by then, should be earning more money and things would be less of a stretcha would not entertain a quote of 1600 only earning 60 a week, get your prioritys site for sure welcome to uksc by the way Yehh I must admit its a definitely a push Im just real eager to go turbo lol prob would be best to wait money wise Thanks dude Quote Link to post Share on other sites
Russleh Posted June 23, 2011 Share Posted June 23, 2011 defo a bad idea to go for a gt with so little coming in. only leaves u 20 quid a week to cover road tax. petrol. up keep and then having a social life. be patient. so many people here are eager to get a turbo in their life but sometimes its just not a financially good time. just start saving up what ya can .Russell Quote Link to post Share on other sites
LukeSR Posted June 23, 2011 Share Posted June 23, 2011 defo a bad idea to go for a gt with so little coming in. only leaves u 20 quid a week to cover road tax. petrol. up keep and then having a social life. be patient. so many people here are eager to get a turbo in their life but sometimes its just not a financially good time. just start saving up what ya can .RussellThis, I've been driving my SR nearly 2 years saving up for boost.. Get some NCB under your belt first Quote Link to post Share on other sites
Guest Enzo Posted June 23, 2011 Share Posted June 23, 2011 yea i was relegated to 78 starlet ponys for five years before i jumped in and went for turbo power bro Quote Link to post Share on other sites
wssoR Posted June 23, 2011 Share Posted June 23, 2011 Don't forget Gt's cost more to run aswell, if your anything like I was when I first got mine then you'll be boosting everywhere cause it's so addictive, and boost = petrol.... lots of it Quote Link to post Share on other sites
Roosy Posted June 23, 2011 Author Share Posted June 23, 2011 Yeahhh I suppose the smartest thing would be to save some dollar cant wait for the day I get some turbo in my system though I love how I get some sensible advice on here and my Dad tells me to get a GT Thanks again guys Quote Link to post Share on other sites
Russleh Posted June 23, 2011 Share Posted June 23, 2011 haha tell your dad to take a note that if your strapped for cash hes the natural next person for money lol. Quote Link to post Share on other sites
Sparky Posted June 23, 2011 Share Posted June 23, 2011 Not read this thread but you should deffo hold out.Being a young driver you should really start off in something which is less than a pocket rocket otherwise something back could/would happen.Nothing wrong with an n/a starlet for a first car with the right mods, they are so much fun I had mine until I was 21 then I got my GT .Especially on your wage at the moment a GT is not cheap to run and maintain!!Stick with the n/a mate there is no rush Quote Link to post Share on other sites
Roosy Posted June 23, 2011 Author Share Posted June 23, 2011 haha tell your dad to take a note that if your strapped for cash hes the natural next person for money lol.Haha I think hes aware of that already if I'm honest Not read this thread but you should deffo hold out.Being a young driver you should really start off in something which is less than a pocket rocket otherwise something back could/would happen.Nothing wrong with an n/a starlet for a first car with the right mods, they are so much fun I had mine until I was 21 then I got my GT .Especially on your wage at the moment a GT is not cheap to run and maintain!!Stick with the n/a mate there is no rushYeah I get yah bud just waiting a couple of years seems like an eternity definitely will be worth waiting for in the long run and not being tight on money though Quote Link to post Share on other sites
series70boy Posted June 26, 2011 Share Posted June 26, 2011 im with these guys!!! i havent even passed my test yet and i was offered a very very cheap 1.6 20v n/a engine the other week and passedit up because no matter how good it would be to slot that in my car it would mean i couldnt afford to drive my car when i do pass!!!! and i cant afford to spend £200 on an engine and then leave it in a shed!!!!!im gonna be n/a for the forseable future!!!! Quote Link to post Share on other sites
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