Hiya & welcome! My 1st car was a 2.0 ford mondeo ghia x in dads name of course also was an auto and had starship mileage on it couldnt insure it in my name they wanted £2,000. then i got a quote for the starbo in my name after been driving 1yr, No NCB tho and its jus over a £1,000 full com which am happy with at the moment should go down alot nxt year its your age and inexperience that goes against you. hope you find a nice starbo