Shit mate I feel for ya Car was coming along aswell. Most prob write it off depending on mileage and teh value of the car and cost of repairs but it would be easily fixable I would claim but as stated in otehr posts it will be a while before you see any cash!!! Oh and yes wait till the morning...OUCH Hope this isnt the start of loads of EP's being wrote off again Peace, gimme a ring if you wanna chat Mike