Some companies will have this on your policy anyway, my sister was 18 and had just passed her test when she insured her car, fully comp with that as a benefit of the policy was still cheaper than my insurance as a 22 year old guy, 4 years ncb and not being allowed to drive other vehicles because im under 25! If i go with Quinn i could get that benefit but i'd be paying double what i pay elsewhere. Some companies if you phoned them up and explained the situation should allow you to insure the car as its a family member who owns it, a friend of mine insures his car himself however his dad went