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does anyone know if you lose your licence and you get insurance you lose how long you held your licence for before?

any help would be good :)

cheers sam

lol OK al try! do u meen your no clams bonus? so say you have been driving for a year and you get band will you still have the 1 years NCB after the ban??

is that what you are geting at?

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If your NCB is not protected (which cant be until you have minimum 4 years) and you lose your license or claim then yes you would start from 0 Years NCB and have to work your way up again.

I've experienced that as I had a small accident before and claimed, I now have 1 Years NCB but am paying a reasonable rate for a high insurance postcode with mods declared and 1500cc conversion. Would be driving a higher powered JDM car by now but I love the starbo for what it is tho :):(

Joz

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