I insured my run around with express insurance in 23 with 5 years Ncb it was around 500 for the year on 1.2 fiesta then around 3 month after insuring them they rang me and said they was going to put it up to 1300 a year due to inflamation told a mate of mine who works for an insurance company and he said it was a load of crap they were just trying to rip me off stay well clear of express insurance rip off have u looked at sky??