Ok at the moment I have a UK N/A starlet ep91 which I am waiting on delivery to complete the standard glanza replica however been cruising the insurance quotes and noticed that after having my licence for a year and being 18 I will be able to afford insuring a GT at 1600 in my own name which Ill be able to get a bit cheaper with a little chat to elephant . At the moment I am currently a part time apprentice at £60 a week which is shite (Just to let you know the income). Though by the time my insurance is due Ill definitely want to be driving a GT which is the current dream. The question is should I cancel my insurance get a refund of about £1500 sell my current car and buy a GT then wait 5 or 6 months until I have had my licence for a year as a pedestrian which will add about £200 to the insurance quote for not having a years no claims however will have a GT and a nice bit of cash to pay for the due insurance and some mods etc. Or the over option is to wait a 5 to 6 months then sell my car buy a gt and then have hardly any money and pay monthly insurance. Trying to work out the pros and cons obviously in the short term Ill be walking everywhere but in the long term Ill have a GT and have cash. Thanks for anyone who stuck out the essay and any response Cheers guys, Joe