Aleksandrs Posted July 1, 2010 Share Posted July 1, 2010 When I started looking at Paseos, I was one of those people who tried to do the whole 'named driver' insurance. It started at quotes for 1.2k for an Si, but over recent weeks I am now unable to get it for more than 2k on a named driver policy. I soon realised that its no longer worth taking this massive risk and time to start getting proper insurance despite the stupid prices.Ive been getting quotes on my own with a company called Coverbox (after trying loads of companies, they seem to be the cheapest!), that insures depending on mileage and Ive been getting quotes of around 1.9k for a Paseo ST and 2.1K for an Si (which at 19, and only passing my test in March... its kinda the best I could hope for).Sadly now, getting quotes they have rocketed up to 2.3k for an Si! Its just getting more and more expensive.What sort of prices are others paying on these cars? I'm seriously considering stopping the idea of a Paseo! I just got a quote of 1.4k for a Bluebird which although still high; pretty damn cheap compared to everything else and it will get me NCB which is what it's all about! Quote Link to post Share on other sites
Galliano Posted July 2, 2010 Share Posted July 2, 2010 I'm on 1.4k named driver (mainly because mum uses it while i'm at work ) I guess it all depends on where you live too, high risk area etc..? Quote Link to post Share on other sites
Aleksandrs Posted July 3, 2010 Author Share Posted July 3, 2010 Nope really low risk area! All my named driver quotes are around 1.8k to 2k, but I realise the importance of getting no claims bonus. Here are some cars cheaper to insure than a Paseo (for a 19 year old who passed in March in a low risk area, 4k miles a year): Civic EF, Ford Capri, '86 Cav Cabriolet, Renault 18, '87 Mazda 323 Hatchback, Honda Accord Aerodeck, Corolla Hatchback, Old Mini / Mini Cooper and Triumph Acclaim. All cars I wouldn't mind owning seemsing I am into retro stuff anyway. I guess the massive saving (of at least 300 a year, up to 1300 saving), on a car that costs less to buy and possibly less to run... means the Paseo dream will be put back another year! Sadly Quote Link to post Share on other sites
Matt Moody Posted July 4, 2010 Share Posted July 4, 2010 Sorry Guys, I'm Paying £324 a year, nearly 5years no claims and im 27. Just something to look out for there people ! Go Direct Line !!!!! Quote Link to post Share on other sites
Galliano Posted July 4, 2010 Share Posted July 4, 2010 ^ I no longer like you. Quote Link to post Share on other sites
Aleksandrs Posted July 4, 2010 Author Share Posted July 4, 2010 Direct line want stupidly large amounts from me! Hmmpff Quote Link to post Share on other sites
5T4R7ET N/A Posted July 4, 2010 Share Posted July 4, 2010 insurance companies have completely changed their policies mate. my brother who is 17 cant get a decent quote on a 1.0L micramy town is a high risk as you get a lot of idiots on the roads.get decent quotes is hard to do online, you have to try ringing them and haggle them down.insurance will be going up for most when they renew Quote Link to post Share on other sites
Aleksandrs Posted July 4, 2010 Author Share Posted July 4, 2010 Yup, my friend has been paying 1200 this year to insure a 2.0 24v v6 Mazda 323F, which isn't bad as he got it at 19 with no NCB, however he is now 20 and insurance is soon up for renewal and even with the now 1 years NCB, he is getting quotes for more than 1200! Absolute daylight robbery! Quote Link to post Share on other sites
Galliano Posted July 4, 2010 Share Posted July 4, 2010 They wonder why so many drive uninsured.Works out cheaper like that too. You drive around for yonks, then get pulled, 3 points, £60 fine and a slap on the wrist... better than £1500 a year. God if only it was that easy Quote Link to post Share on other sites
Mikey Jay Posted July 5, 2010 Share Posted July 5, 2010 First year is always pricey, when I started driving I was paying £1890 for a standard non-turbo starlet!Then when got to 20 with 2 years no claims had what is now Sam's car for £750 with mods declared Quote Link to post Share on other sites
STEVO9000 Posted July 13, 2010 Share Posted July 13, 2010 When I had my Paseo back in the day, I started off at £900 tpft in my mums name with me as named driver. Stayed like that for 2 years.Once I had my license for 2 years, I got it insured for £740 tpft in my name with all mods declared.Came down to £680 when I renewed and had 1 years ncb, that was with sky insurance was on a pretty good deal through them, unlimited mileage, with them as long as the modifications dont increase the performance, they dont increase the price, visual mods dont affect the premium. They knew about everything on mine, and didnt even charge me extra for the full exhaust system inc. manifold and the uprated induction kit, because basically, they were cheaper than standard parts and didnt make enough of a performance gain lolAs for the Mazda, I swapped it on my old policy, so it was based on me being 20 with 1 years ncb, registered at level 4 postcode (level 5 is the most risk), unlimited mileage, mods declared, and i'm paying a grand or thereabouts, it'll come down when my renenwal comes through as I'm now 21, and will have 2 years ncb then Give them a try, I know they dont touch anyone under 19, but I cant remember off the top of my head whether or not you have to have held a full license for 2 years, I know you have to with some companies. Quote Link to post Share on other sites
Ryan... Posted August 12, 2010 Share Posted August 12, 2010 I'm 18 and have had 2 Paseo's, A ST and now a SI.I have one years driving experience and no ncb and the car owner and policy owner but only pay £1200 fully comp with my mum as a second driver.I'm with admiral. Quote Link to post Share on other sites
PeteT Posted August 12, 2010 Share Posted August 12, 2010 im with admiral!paying £550 for 10 months on my galliano fully comp. With 1 years no claims, 1 crash and 3 points. Quote Link to post Share on other sites
Galliano Posted August 12, 2010 Share Posted August 12, 2010 And how much is it gonna be on the RX Pete? Quote Link to post Share on other sites
Dan507 Posted August 12, 2010 Share Posted August 12, 2010 I have been quoted 14,000.00 for my glanza S @ 17 in a low risk area. Quote Link to post Share on other sites
Galliano Posted August 12, 2010 Share Posted August 12, 2010 I actually remember one of the greatest UKSC EPIC LOL threads. Craigs attempt at insuring the S.. In the end I believe he paid 5k or around that. Quote Link to post Share on other sites
PeteT Posted August 13, 2010 Share Posted August 13, 2010 yh the rx is 5k but who cares Quote Link to post Share on other sites
Galliano Posted August 13, 2010 Share Posted August 13, 2010 If you have money to throw around, throw it at me! Quote Link to post Share on other sites
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