gaz Posted July 26, 2012 Share Posted July 26, 2012 Hi, all.I have been offered a damaged car basically for free. It has a small side impact but has been classed as a Cat C write off. Now I know nothing about this, but I don't have much time to research it all.If I was to take the car, I assume it pushes the insurance up, if they insure it at all? I have to get it Re-MOT'd I assume.Is it possible to take the car and actually be able to drive it legally. The damage is only exterior rear panel. It drives fine. It'sa actually a great car otherwise, I could do with it.Thanks. Quote Link to post Share on other sites
akyakapotter Posted July 26, 2012 Share Posted July 26, 2012 If you fix it it will have to have a Vic check at a local main vosa place just to check the works been done so a safe standard my colt had to go for one think you have to pay Quote Link to post Share on other sites
Turbo Goose Posted July 26, 2012 Share Posted July 26, 2012 Ye you have to go for a Vic check which just checks all numbers on car etc to check its identity. Once this is done you will get sent the log book, costs under 50 quid IIRC.They don't really bother checking quality of repair I thought?Most of my cars before now have been write offs as we used to buy and sell them, never affected my insuranceDan Quote Link to post Share on other sites
Johnboy GT Posted July 26, 2012 Share Posted July 26, 2012 It cost me £40 to have my last 306 dturbo Vic. It had been written off for a cost £2100. I straightened the tailgate, replaced the bumper and rear lightd and that was it cost me £140. It doesnt affect insurance as me and my.mate have both run d/r cars. When selling your only obliged to tell them if its been damaged if they ask but with thingd like text checks its better just to say!John Quote Link to post Share on other sites
Driver Posted July 26, 2012 Share Posted July 26, 2012 I insure a CatC repair for cheaper before as the overall value of the car is less. SO it wont be any more expensive. And the above are right for VIC check etc. They will check repair just to make sure you haven't cut and shut it etc. Quote Link to post Share on other sites
Idrees Posted July 26, 2012 Share Posted July 26, 2012 The VIC is a Vehicle Identity Check, they won't check the quality of the repair. They're more bothered about the chassis numbers etc all being legitimate. Quote Link to post Share on other sites
bucketep91 Posted July 26, 2012 Share Posted July 26, 2012 When i baught a gt as my doner car i was gonna potter about in it it wasa cat D that was repaired when i got it, i changed the insurance over from a glanza i just sold, mot'd it that day vic check the next day then an hour or so later my insurance called to say it wasnt insured due to being a cat D they cldnt cover it. I tried a few other places and got the same so ended up breaking it. Quote Link to post Share on other sites
gaz Posted July 26, 2012 Author Share Posted July 26, 2012 Thanks guys. But, who is "they"? Would that be the MOT place, or the insurance company or what who check it after it's been repaired? Then I get the VIC from them which enables me to insure it?And to clarify, people here have insured Cat C write off cars? Quote Link to post Share on other sites
bucketep91 Posted July 26, 2012 Share Posted July 26, 2012 I insured it first, then took it for an mot, u need insurance and mot for the vic check. some companies wont insure a write off but it is possible Quote Link to post Share on other sites
yaristurbo Posted July 26, 2012 Share Posted July 26, 2012 They are vosa mate have look for your nearest vic check station there one in Doncaster very close to me, not sure where your from? Quote Link to post Share on other sites
AdDaMan Posted July 26, 2012 Share Posted July 26, 2012 Holy shit Gaz, your still alive?! Quote Link to post Share on other sites
gaz Posted July 26, 2012 Author Share Posted July 26, 2012 Ok, thanks a lot people. That's helped.Hi, Adam... Just about. Haven't seen you for a while, hah.How are you doing? What's the news? Quote Link to post Share on other sites
Amjad Posted July 26, 2012 Share Posted July 26, 2012 My GT was a Cat C write off and was insured fine last year, VIC check, MOT and you're good to go! Quote Link to post Share on other sites
AdDaMan Posted July 27, 2012 Share Posted July 27, 2012 Ok, thanks a lot people. That's helped.Hi, Adam... Just about. Haven't seen you for a while, hah.How are you doing? What's the news?Yer been a while!Im good thanks, how you?Still got the original GT?! Quote Link to post Share on other sites
gaz Posted July 30, 2012 Author Share Posted July 30, 2012 I'm good ta...Nah, Sold that years ago now, mate.What you got now? Quote Link to post Share on other sites
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