kaylee Posted August 11, 2008 Share Posted August 11, 2008 i checked to see how much insurance would be for me on starlet sr, i said i was 17, had my provisional for one month and in my own name it was £750 a year. i then changed it to having a full license for a month and it was £1780.. how come it was cheaper on provisional than full? there were both third party fire and theft Quote Link to post Share on other sites
Kara GTT Posted August 11, 2008 Share Posted August 11, 2008 Because uve got someone supervising you,and when you pass your test your on your own Quote Link to post Share on other sites
kaylee Posted August 11, 2008 Author Share Posted August 11, 2008 i thought that.. ill just keep my provisonal n have someone with me all the time lol cheaper! Quote Link to post Share on other sites
SpeedFreak Posted August 11, 2008 Share Posted August 11, 2008 As above.When your provisional, you have to have someone else with you over 21 who is also insured. And therefore will be more responsible so your insurance would be cheaper. Quote Link to post Share on other sites
SooperD Posted August 11, 2008 Share Posted August 11, 2008 Lol.. insurance on imports sucks bigtime huh.. Good luck Quote Link to post Share on other sites
paul w Posted August 11, 2008 Share Posted August 11, 2008 Lol.. insurance on imports sucks bigtime huh.. Good luckUmmm .......its an SR ;) UK car Quote Link to post Share on other sites
SpeedFreak Posted August 11, 2008 Share Posted August 11, 2008 Import insurance sucks??? Really? Mines cheaper to insure that a 1.1 frikken sax-o-shit. Quote Link to post Share on other sites
SooperD Posted August 11, 2008 Share Posted August 11, 2008 lol.. my bad .. *note to self read posts fully to avoid looking like a complete todger* Quote Link to post Share on other sites
Galliano Posted August 11, 2008 Share Posted August 11, 2008 were all todgers thats the kind of money your looking at paying at 17 im affraid...shit int it?! Quote Link to post Share on other sites
MattyCD Posted August 11, 2008 Share Posted August 11, 2008 i checked to see how much insurance would be for me on starlet sr, i said i was 17, had my provisional for one month and in my own name it was £750 a year. i then changed it to having a full license for a month and it was £1780.. how come it was cheaper on provisional than full? there were both third party fire and theftwhere the hell you been getting quotes £750, your area must be uber safe Quote Link to post Share on other sites
SpeedFreak Posted August 12, 2008 Share Posted August 12, 2008 Did you get a quote with someone as a named driver? Quote Link to post Share on other sites
Starletraje Posted August 12, 2008 Share Posted August 12, 2008 where the hell you been getting quotes £750, your area must be uber safeJosie = Female = Cheaper insurance750 = Provisional = Cheaper insuranceMale = Crap insurance Quote Link to post Share on other sites
minxy Posted August 12, 2008 Share Posted August 12, 2008 750 with provisional isn't bad but £1750 with full licence is awful - Have you declared any mods? What insurance companies have you had quotes from? Is this the best one? Quote Link to post Share on other sites
kaylee Posted August 12, 2008 Author Share Posted August 12, 2008 i went on go compare.com and i was the named driver or whatever. the provisional 1 is with quinn direct .. i went on before i can get fully comp when passed for 100 quid less than third party fire n theft, there all no mods and best quoets. its quiet good tho cause for a 1.2 corsa it was like £1900 a year!! Quote Link to post Share on other sites
MattyCD Posted August 12, 2008 Share Posted August 12, 2008 ah right, as a named driver mine was £1000. plus i live about 70 yards from a drug rehab house so £1400 is a pretty good quote for me on my own tbh Quote Link to post Share on other sites
minxy Posted August 12, 2008 Share Posted August 12, 2008 You need to get quotes with mod though don't you? You put a post about alloy wheels etc? If i was you i'd get realistic & truthful quotes and look around a lot more as you may find you can't afford to buy, insure, tax and run it. Quote Link to post Share on other sites
SpeedFreak Posted August 13, 2008 Share Posted August 13, 2008 Minxy is right. There's no point in getting quotes for standard if your going to have mods on it.1. Its not worth getting caught driving with nothing declared (And trust me, the police can check this when driving behind you, my mate got caught out by it)2. If you get quotes for a standard one, but then decide you want mods some insurers won't insure modifications - so you would then be back at square one. Quote Link to post Share on other sites
Glanza-Love Posted August 13, 2008 Share Posted August 13, 2008 Import insurance sucks??? Really? Mines cheaper to insure that a 1.1 frikken sax-o-shit.hell my insurance aint cheap... i think they assume ive insured a GOLD plated micra lolwho are you insured with? age? ncb? Quote Link to post Share on other sites
SpeedFreak Posted August 14, 2008 Share Posted August 14, 2008 I am 21. Female. 2 ncb. Insured through Elephant.co.uk. Although in Jan I am going to look around for cheaper still, as I know they aren't the cheapest.Oh and I pay £700. Quote Link to post Share on other sites
Glanza-Love Posted August 14, 2008 Share Posted August 14, 2008 ppffftt... women get it easy Quote Link to post Share on other sites
andy.i Posted August 14, 2008 Share Posted August 14, 2008 im £1206 and thats with 3 points! wierd though as i was the policy holder and main driver, put my mam on the policy and dropped it £500 even thought she is a named driver! Quote Link to post Share on other sites
kaylee Posted August 14, 2008 Author Share Posted August 14, 2008 You need to get quotes with mod though don't you? You put a post about alloy wheels etc? If i was you i'd get realistic & truthful quotes and look around a lot more as you may find you can't afford to buy, insure, tax and run it.i dont need to get realistic as im not doing it up straight away cause i know i wont be able to afford it with mods on straigh away, and yes i might have alloys but that doesnt mean as soon as i get on the road i have to put them on and drive around on them Quote Link to post Share on other sites
Starbo Moorley Posted August 14, 2008 Share Posted August 14, 2008 i drive a 1.4 s 99 mk2 seat ibiza its cost me just under £1800 tpft But i got a £75 excess, unlimited mileage, breakdown cover, Screen cover, home start (god knows why), and other totally unnesacery Rubbish BUT with adrian flux i saved an extra £100 because i had alloy wheels haha they see it as ive got nicer wheels so ill drive more carefully so i dont damage them haha too l8 but declare all your mods and everything because people seem to like hitting u for no reason (ive been rear ended twice and had somone scrape my front bumper whilst i was parked in 4 months ) thn they start asking u things then want to see pics of the car blah blah.................. nd it goes down hill from there Quote Link to post Share on other sites
kaylee Posted August 21, 2008 Author Share Posted August 21, 2008 how come a glanza can never be found on insurance sites? even if you type in a numberplate? i took some number plate numbers down of ebay/autotrader and it said it couldnt be found, so what is a glanza classed as on sites n that?im really tempted to get a glanza for my first car now. i never seen one in real life ;) (apart from a quick look at a black one at the back of a garage going past on the bus) and my bfs mate took me to go see a white one going up for sale last night and i really want one more than i did.. if i got one how much would insurance be if i went on my mums or dads insurance? Quote Link to post Share on other sites
paul w Posted August 21, 2008 Share Posted August 21, 2008 Just get an SR or similar in your own name so you can build up your own no claims.Insuring the car in a parents name and you being a named driver and driving it as your own is insurance fronting! Illegal and one of the reasons insurance for young folks is expensive! Insurance companies ain't daft....why would your parents buy a small turbo car and have you as a named driver...hmmm ;) Quote Link to post Share on other sites
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