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basicly just gone to declr my mods and they said they could not insure me because of my intercooler :S

im with admiral im 19 and coming up to 2 years no claims, no points or convictions, live in a low risk area

just wana no who your insured with and what they are like with mods?

cant beleve they said that!

cheers josh

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i printed out ther modification policy and they do , have to declare anything aftermarket, said the intercooler ment i was doing hidden mods to bring up the boost and make it faster? i just said i wanted it for the looks lol

Yeh they always going to say that lol. yeh i spose i should but how much is that gonna cost lol?

how much u paying with them and have you got any mods declared?

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Guest cheshireglanza

adrain flux

23 3 years no claims

Mods

rollcage

fmic

bc coilovers

bucket seats

15" alloys

front exit

tinted windows

only thing i not told them bout yet is hybrid turbo

which costs me £534 with break down cover

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adrain flux

23 3 years no claims

Mods

rollcage

fmic

bc coilovers

bucket seats

15" alloys

front exit

tinted windows

only thing i not told them bout yet is hybrid turbo

which costs me £534 with break down cover

yeh? il look into it mate,start of dec il have 2 years no claims, will it make much diff?

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adrain flux

23 3 years no claims

Mods

rollcage

fmic

bc coilovers

bucket seats

15" alloys

front exit

tinted windows

only thing i not told them bout yet is hybrid turbo

which costs me £534 with break down cover

jealous my n/a renewall just cam through at £496 with AF im 26 with 5 years no claims!! :p

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26 4years no claims, no accidents etc, 3points for ts10 (traffic light violation B))

mods

Engine

Fully rebuilt head

Speedvision billet 265 cams

Cruise valve springs

1.2mm Athena head gasket

Arp head studs

JE forged pistons 75.5mm (roughly 1371cc)

Cunningham racing forged conrods

Light weight, knife-edged and balanced crank

full Arp bottom end

power enterprise Super strong timing belt

Fensport alloy p/s pully

TRD sports thermostat

Buddy club race spec condensor

oil filter relocation kit

15 row oil cooler

Ngk iradium plugs

Blitz 8mm ht leads

HKS sqv bOV

Skyline aftermarket FMIC with custom pipework

clear cam belt cover

FSE fuel preesure regulator

Walbro 255ltr fuel pump

Speedvision manifold (heat-wrapped)

Speedvision decat (heat-wrapped

Speedvision oil/water lines

Tdo4 turbo

Front exit exhaust

ASI Racing alloy civic rad

sillicone hoses

TD alloy throtle pully

Green cotton front mounted filter

Powerflex engine mounts

Transmission

JUN lightweight flywheel

CAP paddle clutch

LSD gearbox

Tc Short shifter

TC Solid Cable Bushings

TC Solid Shifter Mounts

Chassis

Tein ha coilovers

Powerflex lower arm bar poly bushes

Powerflex anti-lift kit

RS*R panhard rod

Carbing 3point front strut

Toyota 3point rear strut

Cusco rear 4 point cage

20mm hubcentric spacers

light wieght alloy wheel nuts

15â? dezent motion alloys

yoko prada spec 2's

Brakes

AE111 twin pot callipers

Mr2 mk2 rev1 discs

AE111 pads

Interior

Full Recaro interior

Recaro low position rails

Momo steering wheel

Razo gear stick

HKS EVC4 boost controller

Hud rev/speed unit

boost gauge

oil pressure gauge

Exterior

Jam rear spoiler

Cruise +20mm fenders

Cruise light weight frp bonnet

Areo Catch bonnet pins

Toyot front lip

Toyota wind deflectors

all covered like for like, car has an agreed value too, £920 a year with sky mate, they are very good and very very competative!!

the intercooler problem has been around for years on V's and its because they assume the crash bar is also removed to fit it wich is not always the case mine is tilted slightly to avoid removing the crash bar and most aftermarket kits sit under the bar now, dont sell it just yet have a good shop around bud. aslo fair play to you for declaring your mods unlike other little scrotes who drive without declared mods meaning they are uninsured as the policy is void when they have an accident, wich is unfair on anyone the hit or injure!!! thoes who cant afford to insure mods shouldnt have them! simple. shopping around will more often than not be worth the hassle, at your age i spent weeks phoning companies to insure my first V and in the end i found a good company. dont give up yet bud :p

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quiet a spec list there! and yeh your rite im guna have a propper ring round to see what i can find, its just stressing me out and im fed up lol cheers mate opend my eyes abit :p

thank you, its taken a long time to get to that B) glad its helped bud, i used to just sit down with a bundle of jap mags and do the rounds, then go back and make them compete against the best quote, takes a fair while to do but is a good sense of relief when its done, and then just sit back and renew each year or you just do the same next year if you dont likee the renewal quote, but always give the old insurer a chance to beat the best quote each year :p is worth it in the end

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