Jamie5414 Posted January 24, 2014 Posted January 24, 2014 (edited) Just been on a few comparison sites, added all my mods (and soon to be mods) ready for my insurance renewal and was happy with the price. Looking through the declaring mods list and there are some seriously stupid things you can choose... For example: Decals/StickersSide StripesBadges Indicating Increased Performance I think it's just plain stupid really, so a pissed off cop could pull you over "oh ello ello what do we have here (chav in 1.0L lupo)" "what seems to be the problem officer im fully insured" "no this "VTEC INSIDE YO" sticker invalidates your insurance, your coming with us, 8 points and a fine" LOL I understand declaring significant mods, but seriously? WTF! Edited January 24, 2014 by Jamie5414 Quote
loguey Posted January 24, 2014 Posted January 24, 2014 I beleive its more for the insurance side of it if its not declared they can avoid paying out. Quote
mikey4410 Posted January 24, 2014 Posted January 24, 2014 its so bad aint it.mine are all declared and its cheaper because I have believe it or not Quote
Bussey Posted January 24, 2014 Posted January 24, 2014 Anything to get out off paying and they will, literally anything Quote
Zeldoz Posted January 24, 2014 Posted January 24, 2014 Sky were cheaper than Elephant. I had it undeclared for a week waiting for my policy to run it's course. Saying that it only had a backbox when I bought mine!Now any mod I add on costs nothing, and it's like for like replacement! Quote
Bussey Posted January 24, 2014 Posted January 24, 2014 (edited) How old are you mate just out of curiosity? Edited January 24, 2014 by Bussey Quote
Jamie5414 Posted January 24, 2014 Author Posted January 24, 2014 Acorn gave me the best quote for adding the Trubocharger mod Bussey, try them I'd rather not say my age, a lot of people judge on age and I dislike that Quote
Zeldoz Posted January 24, 2014 Posted January 24, 2014 How old are you mate just out of curiosity? elephant was the best price I could find?21. 2 years no claims.Elephant don't touch mods.. So be careful! Quote
Jamie5414 Posted January 24, 2014 Author Posted January 24, 2014 I wish Elephant don't like mods try someone else mate Quote
Bussey Posted January 24, 2014 Posted January 24, 2014 (edited) Elephant don't like mods try someone else mateAnd the phone calls to them explaining mods are painful!! Edited January 24, 2014 by Bussey Quote
Bussey Posted January 24, 2014 Posted January 24, 2014 Acorn gave me the best quote for adding the Trubocharger mod Bussey, try them Cheers mate I'll try them in the morning, always up for saving some money ! Quote
funny onion Posted January 24, 2014 Posted January 24, 2014 I ended up with Greenlight as sky wanted £1200 renewal after I'd been with them a year. I'm 22 with 5 years no claims. All mods declared. Got it for £600 with green light. Quote
djhasin Posted January 25, 2014 Posted January 25, 2014 I ended up with Greenlight as sky wanted £1200 renewal after I'd been with them a year. I'm 22 with 5 years no claims. All mods declared. Got it for £600 with green light. what mods did you declare? and have you got your car listed as a GT or as a standard starlet? Quote
funny onion Posted January 25, 2014 Posted January 25, 2014 what mods did you declare? and have you got your car listed as a GT or as a standard starlet?It's listed as a GT Turbo. Mods are;-TD04 turbo kit (externally gated, decay etc)-4 point cusco roll cage-Recaro seats-full livesports body kit -3" exhaust -emanage ecu and remap-alloys-tinted windows -anti roll bars and strut braces/c pillar brace etc-front mount-air filter (even though it hasn't got one it's classed as a modification)-coilovers -civic rad-steering wheel-gauges -stickers (doesn't have any now though)There's probably more I've missed off the top of my head. They also agreed to release my no claims so I could use the no claims to insure my ep80 which was a big help. Quote
djhasin Posted January 25, 2014 Posted January 25, 2014 (edited) It's listed as a GT Turbo. Mods are;-TD04 turbo kit (externally gated, decay etc)-4 point cusco roll cage-Recaro seats-full livesports body kit -3" exhaust -emanage ecu and remap-alloys-tinted windows -anti roll bars and strut braces/c pillar brace etc-front mount-air filter (even though it hasn't got one it's classed as a modification)-coilovers -civic rad-steering wheel-gauges -stickers (doesn't have any now though)There's probably more I've missed off the top of my head. They also agreed to release my no claims so I could use the no claims to insure my ep80 which was a big help.Wow so you declared all those and stil got your insurance for 600 .. might giv em a try as that is a very good price! Edited January 25, 2014 by djhasin Quote
fremyjay Posted January 25, 2014 Posted January 25, 2014 Wow so you declared all those and stil got your insurance for 600 .. might giv em a try as that is a very good price! if you dress as a woman, I have 5 years no claims and I'm 26 and live in one of the safest places in the UK and my cheapest quote on a standard glanza is £1000 Quote
funny onion Posted January 25, 2014 Posted January 25, 2014 I didn't think they were allowed to give women cheaper insurance these days? Or did that not end up going through? Yeah it was cheaper than expected so I didn't even bother ringing other companies just went with that. Quote
Chris_GlanzaV98 Posted January 25, 2014 Posted January 25, 2014 It pays to be honest Exactly ive spent too much money to chance it, this probably is the same with alot of forum members Quote
Ryan-11 Posted January 25, 2014 Posted January 25, 2014 if you dress as a woman, I have 5 years no claims and I'm 26 and live in one of the safest places in the UK and my cheapest quote on a standard glanza is £1000 I think your looking in the wrong places for insurance, I was just over £600 to insure 400 bhp with all mods declared (not gona list them cause theres too many) with sky insurance. Quote
fremyjay Posted January 25, 2014 Posted January 25, 2014 I think your looking in the wrong places for insurance, I was just over £600 to insure 400 bhp with all mods declared (not gona list them cause theres too many) with sky insurance. i think i have been looking at some of these quotes Quote
Jamie5414 Posted January 25, 2014 Author Posted January 25, 2014 Acorn Insurance are specialists in convicted drivers and non standard motor insurance That's what they say when giving a quote (I'm not convicted or got points, so must be good for mods) Also just noticed I get legal cover, windscreen cover, courtesy car... BONUS! Quote
morgey Posted January 25, 2014 Posted January 25, 2014 (edited) Starlet 500 all mods declared.Was 24 with 6yncb I think2 sets of wheels, custom engine swap, interior, window tints etc etcThats adrian fluxMy corolla was 375 with wheels and suspension 5yncbAdmiralAnd my trueno at 25 was 700 all mods declared with 3 years mirrored ncbWith sky Edited January 25, 2014 by morgey Quote
djhasin Posted January 25, 2014 Posted January 25, 2014 i rang greenlight and they wont insure my postcode the cunts! Quote
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