Wow.....it`s all going on. i passed when i was 18 paid for all my lessons,test + materials,pass plus,car,insurance,fuel,repairs,mods....now im 19 and tbh ive hardly spent a penny on myself since i got the car.(i used to work 11hrs a week @ £6.10 having 1 lesson a week and hardly any practicing at home) but i love my car to bits....just saddens me to see its body work in dire condition. car= £1200 insurance on my own name=£1400 FPFT endsleigh (cheapest for students) total cost of learning to drive + pass plus = minimum £1k mods to date=£500-600 if that guy has spent 5k on insurance what can anyone do? apart from laugh etc but its his money..he decides how he wants to spend it......