knowing statistics about cars and mods, and knowing about how the current insurance markets are changing are 2 different things. the worldwide insurance market at the moment is soft across all classes. some are seeing rate reductions by about 20%. this AIG thing has caused a temporary hardening, but itll go back soon enough. the only reason why car insurance is still staying up is due to LOADS of fraudulent claims. starlet insurance will go up, because every chav and their dog is buying them, and crashing them. but stuff that chavs cant get their hands on will stay fairly consistant. there will always be someone there to cut the rates if they get to high and start another cycle in the market, its just how things work.