obv I would choose a starlet any day BUT my brother has a lupo and it has really grown on me, I like it! its a 1litre, but it can move!! he is only 17,also yes insurance is not bad at all,so if you are struggling with insurance may be something to look at. also can do some decent mods to them like my bros and stick a 1.8 turbo in it. it handles like a wei go kart n all!