nothing wrong with it. i can see both sides as of the story but its all about self controll. i have had a loan, if i didnt i wouldn't have a starlet, but i budgeted and worked it through and yeah some months were tight when i change jobs ect but now that car is mine (has been paid of for a year now) i did everything work all hours at 2 - 4 jobs at a time but i did it because i wanted that car never missed a payment and had my own house the entire time and had no hand outs from mummy and daddy. At the end of the day if you need some help understand what your doing and budget then it all works out ok. i need a car for my job, it was an investment those 18yr's in there vxr's will probably get stung or parents will come in and save the day, quite frankly fuck em it doesnt bother me as when they pull on there mums drives with there hands out there not learning how to live. at least im sat in my own house with 2 cars and i can say i have work bloody hard to keep it that way rant over...sorry lol