welcome, sorry to hear about the crash.. on the insurance note, my mum has had her liscence for 30 years.. and all those 30 with no claims, yet when she got insurance after a few years of not having a car in her name (being named driver on another car) she put it as 0 no claims.. would she be entitled to those 30 years? good luck with the Glanza hunt! keep your eye out for later spec (98+) and with the full lip kits, they are the bestest going