i just wanna add in about my friend he got his car stolen let everyone know insurance police ect, but had on his policy he could drive other cars third party ect, he had access to other cars and asked the insurance policy to keep the policy going till he got another car or paid out they said they would. a week later he got a letter dated 6 days before that the policy was canceled so if he had got in a car he would have been driving un insured i thnk insurance compinys are sneaky as fcuk. i do as well feel sorry for you for your predicament but i know alot of big companys are self insuring which means if you offered to pay they might accept "/