got my renewal through and it has gone down about 900 notes, thats with everything declared and am 28 and 5 years ncb, been with them for 4 of them, last year it was around 1300 (it went up steeply! so one was not too amused) then this year down to just under 400 - i can remember reading something a short time ago where the goverment was meant to be stepping in and doing something about all of the mess and piss takes to do with the insurance hikes,,,,, looks like they may have done something at last! anyone else due for their renewals? Mat