Insurance companies!

[wakeabby14]

Hello guys and gals I want a discussion about insurance companies.

When your adding mods to your cars do you declare them all or do you leave it?

Im going with Adrian flux and want to declare everything if I can I want to know if all you guys do the same.
Thanks josh

[daniel_g]

These threads never go well.

Insure properly. Declare mods.

End.

[wakeabby14]

Good like I said I want to declare everything I just see people adding new stuff everyday and im just thinking they must call their insurance companys a lot.

[Starlet__SR]

Greenlight cover mods like for like. The usual stuff doesn't bump it up.

[wakeabby14]

Whats usual stuff? interior ect?

[Starlet__SR]

Whats usual stuff? interior ect?

Anything. Unless youre going bigger turbo or major engine mods. They cover them without any fees.

[adzy]

Good like I said I want to declare everything I just see people adding new stuff everyday and im just thinking they must call their insurance companys a lot.

With greenlight you can just send Neil a pm on here and he will add your mods on for you. Saves lots of phone calls and hassle!

[Ollieh17]

I always recommend people dont go with adrian flux

[Nanglebadger]

^^^^can't say I would be of the same opinion but likely had different experience with them.

I insured my conversion with Flux, absolute gift. Phoned them up, explained the conversion, 25% load on existing policy, done. That was with a fair few of the mods declared, and they gave substantial deductions for both many years NCB and IAM license.

That said, I never had to claim from them (thankfully) so can't speak to that.

Phil.

[jimmymac101]

I use LV and they are great i use there online webchat to make changes to my policy.

for me coilovers added £2 month and the person said non performance parts add very little to the policy if anything depending on what it is

James

[Ollieh17]

Added things on my policy without asking if i wanted them. Then told me i couldnt have a copy of the phone call because of data protection. Got rid of my glanza two months after and they wanted £600 to cancel a £1000 policy. In the end had to switch to another car which they charged me twice everywhere else for. That was with two cars.

When i cancelled i had two years no claims, i asked for my proof and they sent me a certificate saying i had none because i cancelled my policy early. Then they spelt my name wrong numerous times. In this time greenlight were waiting for my proof.

Do a quick google on adrian flux and its really not worth the risk. Even for a bit extra it may be worth avoiding them