ber with elephant and admiral if you want to pay monthly the fees they add on are a joke. i got my gt at 18 and was quoted 1300 by elephant and i hand no ncb so thought spot on and went and bought it, handed over the cash, pulled out the garage and rung elephant to start the policy. she asked how i wanted to pay and i said monthly, the women goes "theres a small monthly fee added on", i thought no worries £100 tops. got to the end and she goes so the final total is £2050 but by this time id bought the car and had to get it home so had to take it. at that time i was just and appretice earing next to fuck all so that stung for the 1st year!! so just keep quotes from elephant and admiral in mind that they are ALOT more than they say if you need to pay monthly!