To be honest mate if you pay for legal cover its a waste of your money going else where..... It may seem like they arnt doing anything and you will go large periods of no contact but from my experience I have just sat back a relaxed and it's working out rather well, being the insurance company solicitors they know the ins and out of the crash now but you go to your own you have to start all over again Cheers man, me and fiancé both had a few bruises and cuts! Hope you are ok after yours ? James