Get a change jar, I empty my wallet after every weekend even put notes in it. Then every so often stick it in the bank. Couple of accounts are useful and online banking (which can also been a downfall) when ever you get over a certain amount in your current account move it over the other one. I get paid weekly so this is easier for me as I don't have to budget for the month. also think about Getting an ISA account, can save 5k tax free every tax year, set up a standing order to pay into it weekly or monthly.